CMHC TOOLS, RESOURCES AND VIDEOS:


 

“With less than 2 weeks to our closing date we contacted Casey to arrange our mortgage for a home purchase. He truly was amazing and efficient. He managed to arrange our mortgage on time and at a very low rate. This was our first time using a mortgage broker and we would highly recommend Casey to anyone looking for a mortgage.”

 

Hamid & Fozia Sankhar, Milton, Ontario


 

“Honesty, integrity, and professionalism are the three words that come to my mind when I hear Casey’s name. He has provided my clients over the years with the highest level of service and they always thank me for introducing them to him. Casey truly goes above and beyond.”

 

Deborah Robinson, Real Estate Agent – Royal Lepage


 

“Working with Casey was an absolute pleasure from the beginning to the end.  Not only did he secure us a much better mortgage rate than the bank we’ve been with for over 15years, but he also helped us create a financial plan to help us to pay off our mortgage faster while creating wealth at the same time.  We’re very excited about working with Casey in the future and look forward to referring him to all of our friends and family.”

 

Peter & Lorraine Verners-Rufh, Oakville, Ontario


 

“Purchasing our first home was a little nerve racking at first, but after speaking with Casey we felt completely at ease as we new we were in good hands.  Unlike our bank who took more than 2 days to call us back, Casey was always available to answer our questions and concerns no matter when we tried to reach him. Casey you made our first home purchasing experience a very pleasant one, and we really appreciated your advice regarding our life insurance options as well.  Thanks for everything…you saved us a lot of time and stress!”

 

John & Allison Botero, Mississauga, Ontario


 

“I have nothing but amazing things to say about F1RST CHO1CE Financial Group. Not only are Casey & Wayne extremely helpful and patient, but they’ve always taken the time to explain all my available options and make recommendation that would help me best attain my goals. I would recommend F1RST CHO1CE to anyone looking to plan for their future.”

 

Wilfido Rodriguez, Brampton, Ontario


 

“My wife and I have been clients for several years now, and in that time, we’ve conducted numerous transactions with both Casey and Wayne from mortgage refinancing to life insurance to managing our investments. These individuals have demonstrated that they have superior knowledge of their respective products and are able to deliver them with exceptional customer service. I have found that this combination is a rarity these days, and as such, I whole heartedly recommend their service to both friends and family with confidence.”

 

Clifton Sookdeo & Shelly Sharma, Caledon, Ontario

 






WHY CASEY CHARLTON:

 

When it comes to making mortgage decisions, finding the right mortgage (and mortgage broker) can save you thousands of dollars!  Whether you’re looking for a new mortgage or transferring your existing one, choosing the right mortgage strategy for your specific goals is a major financial decision.  From personal, to financial, to market considerations, you’ll need to weigh a lot of important factors along the way.  This is where I can help.

 

6 Great Reasons to use me as your Mortgage Advisor instead of your bank!

 

1.     My services are FREE to you.

There’s absolutely no charge for my services for helping with your mortgage planning.  Like other professional services, I receive a finder’s fee for introducing trustworthy, reliable clients to financial institutions.  These fee`s are standard across the industry in order to keep the focus on you the customer.

2.     I’ll make sure you get the best rates available.

I have access to a network of major lenders in Canada so your options are extensive.   I also have access to lenders who deal with less than ideal credit, as well as private funds and second mortgages.  Let my relationships work in your favour to get you the absolute best rates on the market.

3.    I’ll save you time by doing the shopping for you.

It could take weeks to meet with all the different lenders to see what rates they can offer you.  I have relationships with dozens of lenders and can quickly narrow down a list of those that suit you best.  It makes comparison shopping fast, easy and convenient.

4.     I offer unbiased advice on your financial options.

As an Independent Mortgage Agent, I don’t promote the products or services of one particular bank.  I’ll start by getting to know you and your homeownership goals, and make a recommendation by drawing on available mortgage products that match your needs.  Together we will decide on the best solution for you.

5.     I’ll negotiate on your behalf.

Many people are uncomfortable negotiating with their own banks and other institutions.  I negotiate everyday      on behalf of Canadian homeowners.  You can count on my experience and knowledge in securing the best available rates and terms, to benefit you instead of your lender.

6.     I provide ongoing support and advice.

Even when your papers are signed and you’ve closed your mortgage, you will continue to receive value from me.  I will constantly monitor your mortgage looking for opportunities to save you money in interest charges.

 

The bottom line is that my interest in your mortgage will save you time and money!

 

If you`re still having a hard time seeing the benefits of working with an unbiased mortgage professional, then simply ask your bank the following questions to evaluate their knowledge of mortgages, and their commitment to you as a valued client.

1.     Why should I consider your single line of mortgage products as opposed to the entire market?

2.     What is your strategy for my mortgage?

3.     Can you explain to me how fixed rates and variable rates are determined?

4.     What commitment do you personally have to ensure that you will keep me informed of any refinancing or other opportunities to save money?

5.     If one of your competitors is offering me a better interest rate that you can`t match, would you recommend that I switch lenders to save money with the better rate?

I’m passionate about sharing my  knowledge, experience and unbiased opinions with borrowers who are looking for a trusted advisor to help them with their mortgage financing options.


ANY QUESTIONS? Contact me today!

 CCharlton@FCFG.ca