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The purchase of a home is one of the biggest decisions and significant financial investments a consumer makes. It is extremely important that you do your research and educate yourself on key mortgage terms in order to make an informed decision about what mortgage product is best for you.
Different consumers are at different stages in their lives. They have different mortgage needs and there are many mortgage products to choose from. The best result will occur when you work with a mortgage professional who can offer sound, professional advice and a mortgage solution that matches your needs and circumstances. Above all, you need to be comfortable with your mortgage choice.
Never before has there been such a wide range of sources for home mortgages in Canada. Today, banks, credit unions, life insurance and trust companies are all in the market competing for your business.
What a mortgage is going to cost will depend only in part on the interest rate, so make sure your inquiry goes beyond just “What’s your rate?” The right mortgage, and the right mortgage lender, depend on many variables such as the property type, location, use, and value and property owners need to consider important factors such as the appropriate amount, term, amortization, and payment plan of the mortgage they are considering and in addition, owners and buyers should look closely at any pre-payment privileges or penalties, fees and other non interest related costs that can be part of the terms of a given mortgage.
It’s important to consider your alternatives and shop for the best mortgage available. Luckily you can trust your F1RST CHO1CE Mortgage Advisor to help you make the right decisions.
Our main objective is not only to get you the best interest rate today, but it’s also to ensure that you maintain the lowest cost of owing a home throughout the life of your mortgage!
The following steps show you how simple the process is from application to closing:
STEP #1- PRE-APPROVAL:
Find out exactly how much you qualify for, and lock in today’s rates for up to 180 days so your protected against potential rate increases.
STEP #2 – CONSULTATION:
Speak with one of our experienced Mortgage Advisors to discuss all of your specific details at your convenience. This way we can ensure the perfect solution is used for your particular situation.
STEP #3 – DOCUMENTATION:
We’ll advise you of exactly what’s required to get you approved in as little as 4 business hours.
STEP #4 – CLOSING:
The lender will advance the funds on your scheduled closing date so that all parties are happy!
STEP # 5 – MONITOR:
You’ll be added to our mortgage tracking system where you’ll receive important updates regarding your mortgage, along with market updates and other useful information.
At F1RST CHO1CE Mortgage Solutions we’re passionate about sharing our knowledge, experience and unbiased opinions with borrowers who are looking for a trusted advisor to help them with their financing options.
ANY QUESTIONS?…Contact a Mortgage Advisor today!