“I’m extremely thankful and grateful to be working with the Charlton family and F1RST CHO1CE Financial Group for my investment planning needs. It’s very clear that they’re experts in the investment industry which is evidenced by the proven investment strategies they recommend.  I can see why they’re among the most respected advisors in the country and would highly recommend them to anyone that’s looking to grow their investment portfolio”


Augusto Pinho, Burlington, Ontario




“Working with the F1RST CHO1CE Financial team was and continues to be a real pleasure.  I have really appreciated their professional guidance designing and managing a solid portfolio. Their investment strategies to both reduce my taxable income and accelerate the growth in my portfolio really opened my eyes!  I’m looking forward to learning more about the strategies I would have never learned about from my bank.”


Stanislaw Shapiro, Toronto, Ontario


“Honesty, integrity, and professionalism are the three words that come to my mind when I hear Casey’s name. He has provided my clients over the years with the highest level of service and they always thank me for introducing them to him. Casey truly goes above and beyond.”


Deborah Robinson, Real Estate Agent – Royal Lepage


“I have nothing but amazing things to say about F1RST CHO1CE Financial Group. Not only are Casey & Wayne extremely helpful and patient, but they’ve always taken the time to explain all my available options and make recommendation that would help me best attain my goals. I would recommend F1RST CHO1CE to anyone looking to plan for their future.”


Wilfido Rodriguez, Brampton, Ontario


“My wife and I have been clients for several years now, and in that time, we’ve conducted numerous transactions with both Casey and Wayne from mortgage refinancing to life insurance to managing our investments. These individuals have demonstrated that they have superior knowledge of their respective products and are able to deliver them with exceptional customer service. I have found that this combination is a rarity these days, and as such, I whole heartedly recommend their service to both friends and family with confidence.”


Clifton Sookdeo & Shelly Sharma, Caledon, Ontario


“After losing more than 30% of my investment portfolio in 2009, my bank offered no other advice other than to leave my money where it was or transfer it to GIC. Thankfully I was referred to Casey who showed me some other amazing investment options that were not available through my bank, that would give me the potential to make up for my losses while also providing some guarantees.  I’m extremely happy that I listened to Casey’s advice and not my banks, as I’ve now managed to regain all of the money I lost and can now retire the way that I was planning on.  Thank you so much Casey you’ve made a huge difference to my life and I will continue to refer  anyone that I know to you with pleasure!”


Becky Cezar-Redublo, Toronto, Ontario


What will your retirement look like?



Where Am I Today?
Preparing for your retirement starts by understanding your current financial condition. Gather the most recent statements from all of your savings, investment and retirement accounts as well as any loan, mortgage or credit card statements you may have. Review this information with your F1RST CHO1CE Advisor to get a good sense of your current financial picture.


Where Would I Like to Be?
The next step is to figure how much income you’ll need when you retire. It’s likely you’ll want to maintain at least 70% to 90% of your current annual income, but this amount depends on what expenses (housing, supplemental health care, etc.) and activities (travel, hobbies, etc.) you anticipate for your retirement years.


Can I Get There?
Knowing how much to save is critical to realizing your retirement goals. Recent studies show that many working individuals are not saving enough. After taking into account your anticipated company pensions and retirement plans, Canada Pension Plan/Quebec Pension Plan (CPP/QPP) and Old Age Security (OAS), we can help you identify how much personal savings you’ll need to retire.


How Do I Get There?
After we’ve identified how much personal savings you’ll need to retire, we’ll calculate what you’ll need to save monthly or annually to reach your goal. Then we’ll help you develop a personalized investment strategy to help achieve your retirement goals.


How Can I Stay on Track?
Once you’ve started saving for retirement, it’s important to review your strategy and investments with your financial advisor at least annually to help ensure your investments are properly diversified and you have the right mix of investments for your situation. In addition, if your retirement goals or circumstances change, we can help you make the necessary updates to your retirement strategy.


When you retire, you’ll need an income stream that can keep up with rising costs. Because many people are living 20 years or more in retirement, your retirement savings will need to last longer and do more.



At F1RST CHO1CE Investment Solutions were passionate about sharing our knowledge, experience and unbiased opinions with families and individuals that are looking for a trusted advisor to help them with their Investment Planning options.

ANY QUESTIONS?…Contact a Licensed Investment Advisor today!