“I’m extremely thankful and grateful to be working with the Charlton family and F1RST CHO1CE Financial Group for my investment planning needs. It’s very clear that they’re experts in the investment industry which is evidenced by the proven investment strategies they recommend.  I can see why they’re among the most respected advisors in the country and would highly recommend them to anyone that’s looking to grow their investment portfolio”


Augusto Pinho, Burlington, Ontario




“Working with the F1RST CHO1CE Financial team was and continues to be a real pleasure.  I have really appreciated their professional guidance designing and managing a solid portfolio. Their investment strategies to both reduce my taxable income and accelerate the growth in my portfolio really opened my eyes!  I’m looking forward to learning more about the strategies I would have never learned about from my bank.”


Stanislaw Shapiro, Toronto, Ontario


“Honesty, integrity, and professionalism are the three words that come to my mind when I hear Casey’s name. He has provided my clients over the years with the highest level of service and they always thank me for introducing them to him. Casey truly goes above and beyond.”


Deborah Robinson, Real Estate Agent – Royal Lepage


“I have nothing but amazing things to say about F1RST CHO1CE Financial Group. Not only are Casey & Wayne extremely helpful and patient, but they’ve always taken the time to explain all my available options and make recommendation that would help me best attain my goals. I would recommend F1RST CHO1CE to anyone looking to plan for their future.”


Wilfido Rodriguez, Brampton, Ontario


“My wife and I have been clients for several years now, and in that time, we’ve conducted numerous transactions with both Casey and Wayne from mortgage refinancing to life insurance to managing our investments. These individuals have demonstrated that they have superior knowledge of their respective products and are able to deliver them with exceptional customer service. I have found that this combination is a rarity these days, and as such, I whole heartedly recommend their service to both friends and family with confidence.”


Clifton Sookdeo & Shelly Sharma, Caledon, Ontario


“After losing more than 30% of my investment portfolio in 2009, my bank offered no other advice other than to leave my money where it was or transfer it to GIC. Thankfully I was referred to Casey who showed me some other amazing investment options that were not available through my bank, that would give me the potential to make up for my losses while also providing some guarantees.  I’m extremely happy that I listened to Casey’s advice and not my banks, as I’ve now managed to regain all of the money I lost and can now retire the way that I was planning on.  Thank you so much Casey you’ve made a huge difference to my life and I will continue to refer  anyone that I know to you with pleasure!”


Becky Cezar-Redublo, Toronto, Ontario


Investing in Real Estate


Invest in your future: F1RST CHO1CE Investment Solutions has partnered with Fortress Real Capital to allow you to invest directly into large scale Real Estate Development projects with real security and real returns.

Fortress is an RSP and non-accredited eligible syndicate mortgage product
that allows a consumer to invest directly into the proven market of Canadian real estate development and construction. Your principal amount is fully secured against the subject property where you enjoy steady interest on your funds and, where available, profit participation at the end of your term. Fixed terms, defined horizons… investing that makes sense.


Click here to visit the Fortress Real Capital website and watch the video on Syndicate Mortgages to learn more!

Security: Fortress offers real collateral in the form of a direct charge against real estate, a feature unique to syndicate mortgages. Projects include interest reserves to ensure funds are paid out at proper intervals. Most importantly, all high-rise projects are bonded and insured to protect Fortress investors from cost over-runs.

Defined Terms: Other products can leave you guessing when and where you’ll make a profit, but Fortress projects have defined terms so you know exactly when you’ll receive interest payments. That’s the benefit of investing via a syndicate mortgage; you have the benefits and rights of being a lender to protect your position.

Experience: All of the developers and builders in the Fortress client family bring decades of knowledge and experience to the table. Each project has been carefully scrutinized and evaluated to make sure it meets with Fortress’ requirements. Before any project is presented to investors it is evaluated by a cadre of third party experts, including cost consultants, engineers, research firms and boutique law firms with a specialty in real estate.

A Bit About the Offering:

- Fixed annual returns (non-compounding)

- Terms vary: 24 months. 36 months, 48 months

- $25,000 minimum

- RSP, LIRA, LIF, and RIF eligible

- Loan to Value Ratios of about 75%

- Investment is secured by a charge on real estate

- Certified appraisals and/or valuation opinions

- Also TFSA and RESP eligible ($15,000 minimum)

Choice: As a Fortress investor you’re not buying through a blind pool or a fund. You can review and select which projects make sense for you and your investment objectives. Eligible to be held in your RSP, LIRA, RIF, LIF, RESP and even TFSA accounts, Fortress is also available to ‘non-accredited’ investors and, with an Offering Memorandum, eligible investors too.

Real Value: At Fortress, we believe in ‘old fashioned’ value when it comes to investing. Something is worth more when genuine value has been added to it, not just because a stock ticker says so. The value of real estate returns is demonstrable and measurable.

By investing in the development and construction of commercial and residential properties, you’re helping to create new places for Canadians to work and live, and that’s growth that makes sense.


At F1RST CHO1CE Investment Solutions were passionate about sharing our knowledge, experience and unbiased opinions with families and individuals that are looking for a trusted advisor to help them with their Investment Planning options.

ANY QUESTIONS?…Contact a Licensed Investment Advisor today!