“I’m extremely thankful and grateful to be working with the Charlton family and F1RST CHO1CE Financial Group for my investment planning needs. It’s very clear that they’re experts in the investment industry which is evidenced by the proven investment strategies they recommend.  I can see why they’re among the most respected advisors in the country and would highly recommend them to anyone that’s looking to grow their investment portfolio”


Augusto Pinho, Burlington, Ontario




“Working with the F1RST CHO1CE Financial team was and continues to be a real pleasure.  I have really appreciated their professional guidance designing and managing a solid portfolio. Their investment strategies to both reduce my taxable income and accelerate the growth in my portfolio really opened my eyes!  I’m looking forward to learning more about the strategies I would have never learned about from my bank.”


Stanislaw Shapiro, Toronto, Ontario


“Honesty, integrity, and professionalism are the three words that come to my mind when I hear Casey’s name. He has provided my clients over the years with the highest level of service and they always thank me for introducing them to him. Casey truly goes above and beyond.”


Deborah Robinson, Real Estate Agent – Royal Lepage


“I have nothing but amazing things to say about F1RST CHO1CE Financial Group. Not only are Casey & Wayne extremely helpful and patient, but they’ve always taken the time to explain all my available options and make recommendation that would help me best attain my goals. I would recommend F1RST CHO1CE to anyone looking to plan for their future.”


Wilfido Rodriguez, Brampton, Ontario


“My wife and I have been clients for several years now, and in that time, we’ve conducted numerous transactions with both Casey and Wayne from mortgage refinancing to life insurance to managing our investments. These individuals have demonstrated that they have superior knowledge of their respective products and are able to deliver them with exceptional customer service. I have found that this combination is a rarity these days, and as such, I whole heartedly recommend their service to both friends and family with confidence.”


Clifton Sookdeo & Shelly Sharma, Caledon, Ontario


“After losing more than 30% of my investment portfolio in 2009, my bank offered no other advice other than to leave my money where it was or transfer it to GIC. Thankfully I was referred to Casey who showed me some other amazing investment options that were not available through my bank, that would give me the potential to make up for my losses while also providing some guarantees.  I’m extremely happy that I listened to Casey’s advice and not my banks, as I’ve now managed to regain all of the money I lost and can now retire the way that I was planning on.  Thank you so much Casey you’ve made a huge difference to my life and I will continue to refer  anyone that I know to you with pleasure!”


Becky Cezar-Redublo, Toronto, Ontario



What is a mutual fund?
A mutual fund is an investment company that makes investments on behalf of individuals or institutions with similar financial goals who have pooled their money.

What are the benefits of a mutual fund?
There are several reasons why mutual funds are an attractive investment for individual investors:

Because mutual funds hold a wide variety of securities, they are, by definition, diversified. A mutual fund can be diversified by:

- Type of security (for example: stocks or bonds)

- Industry

- Country

- Size

Professional Management
A mutual fund is usually managed by an individual or team of individuals who choose the investments based on that fund’s objectives, which are stated in the prospectus.

Fund managers utilize their extensive knowledge and research of market conditions and individual companies to make investment decisions. A manager may adjust the portfolio mix based on changes in market conditions or a company’s performance to better achieve the fund’s stated objective.

In addition to diversification and the added benefit of having a full-time professional make the investment decisions, mutual funds offer convenience in several other ways. Mutual Funds:

- Have a low minimum investment amount

- Can be bought or sold on any business day

- Allow free exchanges of funds within the fund family

- Provide various objectives for almost any investment need

- Provide free automatic reinvestment of income dividends and capital gains

How Do I Know Which Mutual Fund(s) to Choose?

Determine your investment goals. When choosing a fund, the fund’s goals should match your own. Ask yourself the following questions:

- What am I saving for?

- What is my time frame?

- How much risk am I willing to take?

Identify your asset allocation needs.
Visit our investment pyramids to learn about the four stages of investing and our recommended portfolio weightings for each stage. This will help you identify the types of mutual funds that can help meet your investment objectives.

Research mutual fund companies.
With so many mutual funds available, it can be difficult to know which fund(s) to pick. That’s why at F1RST CHO1CE Investment Solutions, we focus on six preferred fund families, that share our same commitment to service, long-term investment objectives and long-term performance.

All investments, including mutual funds, carry a certain amount of risk. Meet with a F1RST CHO1CE financial advisor to discuss your investment needs and select the most appropriate mutual fund(s) to help meet those needs.

Our Preferred Families

- Dynamic Funds

- AGF Funds Management, Ltd.

- CI Investments

- Franklin Templeton Investments

- Invesco Trimark

- Mackenzie Financial Corporation



 At F1RST CHO1CE Investment Solutions were passionate about sharing our knowledge, experience and unbiased opinions with families and individuals that are looking for a trusted advisor to help them with their Investment Planning options.

ANY QUESTIONS?…Contact a Licensed Investment Advisor today!